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Transunion is charging to place a credit freeze on your file. The charges to add, lift, or remove a credit freeze vary by state and can be found here. Some states even have differing charges based on your age. Here’s an idea. Make them free…But if they were free, it would hurt TransUnion’s business model.  We wouldn’t want to hurt a credit reporting agency’s business model in an effort to help consumers against fraud, would we?